Ideas on Banking

[Kinther]

Kind of like how vellum tickets aren't redeemable until the gear being worked on has been fixed/tailored?

[Kastion]

Well sounds like together we have formed an idea that isnt ooc inconvient yet adds more risk to the banking system and more changes for roleplaying and stuff.

[Kastion]

one more idea to add, what if the vouchers were written in cavalish or whatever language house nenyuk would use. That way people who cant read cavalish wouldnt know what it said. It also raises the ability for forgeries and stuff adding more things possible with the system.

[Desertman]

Well sounds like together we have formed an idea that isnt ooc inconvient yet adds more risk to the banking system and more changes for roleplaying and stuff.

I still like the idea of transporting actual coins, because a big chest of coins is just cool, like pirate treasure.

But vouchers would be cool too. 

[Kastion]

Well sounds like together we have formed an idea that isnt ooc inconvient yet adds more risk to the banking system and more changes for roleplaying and stuff.

I still like the idea of transporting actual coins, because a big chest of coins is just cool, like pirate treasure.

But vouchers would be cool too. 

time to app for a crazy dude that buries chests of coins on islands in the silt sea

[DustMight]

Desertman, I think you are right one with this.

1. There shouldn't be a universal currency.  It would be nice if each culture used different monies and if tribal groups valued them all least of all. 2. There should be services withdrawing all coin at any time.  Yeah, we're holding your coin in a theft proof box.  It will cost you 10% a month (or whatever) after 1,000 whatevers.
3.  Transfer fees should be in place and should be painful enough that people may seriously consider moving their coin around.

Oh - and per the other thread - we SHOULD have differing stable fees based on mount type.

All good!

[Bogre]

I really love the idea of having to transport money-chests across the known.

[John]

I thought you did have to transport your 'sids between locations 

[Booya]

I really like the idea of treasure chests too.

Also, lots of coins get heavy so it might also help encumber the mounts/travellers more and hopefully slow them down.

[Synthesis]

What do you need vouchers for when you have telepathic scribes all around the Known?

[Kastion]

What do you need vouchers for when you have telepathic scribes all around the Known?

to create more risk and opportunity for raiders and thieves.

[Synthesis]

What do you need vouchers for when you have telepathic scribes all around the Known?

to create more risk and opportunity for raiders and thieves.

You're getting your IC and OOC wires crossed, there.

[Kastion]

No it can be easily explained IC. Your scribe has the power of telepathy. Guess who has more power of telepathy? Mind benders, they could be screwing the scribes over and all sorts of stuff to that effect. If someone was going to give you THOUSANDS of sid when you had deposited it in another city then they would want some physical proof that you indeed have that money. Theres lots of IC reasons you can come up with to justify it.

[Dark Fate]

No it can be easily explained IC. Your scribe has the power of telepathy. Guess who has more power of telepathy? Mind benders, they could be screwing the scribes over and all sorts of stuff to that effect. If someone was going to give you THOUSANDS of sid when you had deposited it in another city then they would want some physical proof that you indeed have that money. Theres lots of IC reasons you can come up with to justify it.

1.Mind Benders wouldn't openly use their powers like that. It would get them killed.
2.Raiders and rogues are a lot more common then mind benders. Physical stuff  is easy to lose.
3.The banks wouldn't keep all the money from everyone who dies if their tickets could be recovered.

[Kastion]

No it can be easily explained IC. Your scribe has the power of telepathy. Guess who has more power of telepathy? Mind benders, they could be screwing the scribes over and all sorts of stuff to that effect. If someone was going to give you THOUSANDS of sid when you had deposited it in another city then they would want some physical proof that you indeed have that money. Theres lots of IC reasons you can come up with to justify it.

1.Mind Benders wouldn't openly use their powers like that. It would get them killed.
2.Raiders and rogues are a lot more common then mind benders. Physical stuff  is easy to lose.
3.The banks wouldn't keep all the money from everyone who dies if their tickets could be recovered.

1.it doesnt matter what mind benders would and wouldnt do. It matters what the people fear they can do.

2.Yes physical stuff is easy to lose, if its lost and isnt turned in the bank loses nothing they still have your money. If they do have it turned in then they complete the transaction as they were going to. This is not a loss for the bank, I dont get what you are getting at.

3.^

[Kastion]

any form of banking has accounting. accounting would have written records. at a basic level a voucher system would give written records that are verified by the bank you are transfering from to the bank you are transfering the money to. You cant get someones signature or stamp or whatever over telepathy.


GMHs, nobles and others all send written letters that have their stamp on them for many reasons. They all have telepathy. This is the same principle.

[Synthesis]

any form of banking has accounting. accounting would have written records. at a basic level a voucher system would give written records that are verified by the bank you are transfering from to the bank you are transfering the money to. You cant get someones signature or stamp or whatever over telepathy.


GMHs, nobles and others all send written letters that have their stamp on them for many reasons. They all have telepathy. This is the same principle.

If a mindbender can mindbend a scribe to accept a fake psionic transmission, I'm pretty sure it could mindbend a scribe to write a fake voucher.  So either way, you're not going to have any protection against psionic shenanigans.

[Kastion]

mindbending someone to say "Yep, he has the money" easier then mindbending someone to write the voucher, get the signet ring or whatever to stamp it, and find somewhere to take the money from since the account doesnt exsist. Not to mention im sure the scribe has a superior that has to authorize big withdrawls and stuff.


sure that all is probably possible to do to, but which one would be easier and less obvious? You think a bank with the power of nenyuk doesnt have checks and balances to ensure they arent getting screwed over?

[Nyr]

What the fuck.  Drop the mindbender stuff.

[Kastion]

What the fuck.  Drop the mindbender stuff.

sorry I didnt realize I went to far with it. The example I used seemed like a good counter to the "you can use telepathy to ask someone" arguement

[Synthesis]

Saying a mindbender can probably "control person" is like saying a krathi can probably shoot fireballs.  It's fucking obvious to anyone with the most basic exposure to D&D-style psionics.  What's the big deal?

I could understand if we were like, "oh yeah, on Armageddon, a mindbender's control person ability only lasts for 10 seconds and it's only effective under the light of Jihae, and you can protect yourself against it by putting barrier up and wearing a kryl-shell helmet," but uh...we were speaking about really vague generalities.

[Nyr]

The thread is about banking.  People are talking about what mindbenders could do in relation to banking.  This seems a little silly.  Talk about banking instead please.

[Kastion]

The thread is about banking.  People are talking about what mindbenders could do in relation to banking.  This seems a little silly.  Talk about banking instead please.

i tried to make an example of why telepathy wouldnt be a good way to authorize large transfers of money in different cities. counter to telepathy is mind bending, I thought it was a pretty effective example.

[Nyr]

Speculating on the GDB about the abilities of mindbenders isn't necessary.  You may do so in-game.

[Kastion]

well either way that was just one example there are many more. Like I said the bank would want a paper trail with some form of signature authorizing the transaction and vouchers would supply that. There are many threats to just taking one guys word on it over the way.