It's an unusual design decision, that Luirs has such limited housing, Morins has no housing, but both have banks.
Red Storm has an incredible amount of housing for it's relative size, yet not bank, despite a full spread of GMH presence.
Allanak has the most housing, yet a full half of it is relegated to gemmed/specific clans, of which the latter, already has its own private and secured storage, and are more often than not empty.
All it takes for regular PC activity to develop, is private space (apartments), storage (bank, apartment) and opportunity. Only Allanak and Luirs check all these boxes, despite steady interest in RS and Morins for 'fringe' interests.
Luirs really, really needs more pc housing, too.